YNAB (You Need A Budget)

YNAB (You Need A Budget)

By You Need A Budget LLC

  • Category: Finance
  • Release Date: 2015-10-20
  • Current Version: 2.1
  • Adult Rating: 4+
  • File Size: 58.79 MB
  • Developer: You Need A Budget LLC
  • Compatibility: Requires iOS 10.0 or later.
  • App Ratings:
    4/5 ( 1,358 App Reviews)
  • Price:
YNAB (You Need A Budget) App Ratings: 4
Based on 1,358 App Reviews

YNAB (You Need A Budget) App Details

YNAB—Budget, Personal Finance, Expense Tracker YNAB will help you break the paycheck to paycheck cycle, get out of debt, and save more money. On average, new users save $600 in the first two months, and more than $6,000 in the first year. Try it free for 30 days. Key Features: Bank Synching—Easily connect all your accounts in one place. On the Go— Realtime access to all your data makes it simple to share finances with a partner. Debt Paydown—The tools and teaching you need to help you get out of debt for good. Goal Tracking—Set and track goals to reach them faster. Reporting—Detailed, visual spending and trend reports help you measure progress and improve. Personal Support—Our friendly support team is available around the clock via email, live chat in the app, and offer 100+ free, live workshops every week. Customer Testimonials: “YNAB is the first budgeting app I’ve ever used, stuck with, and that has made sense. Absolutely love it!” -- @brennandunn “I never, ever, ever thought I’d see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!” -- @taber “3 years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!” -- @HancinGaming “I just don’t know what I’d do without YNAB. I’ve never been so financially aware in my life.” -- @janejoneslives “I’ve been using YNAB for over 2 years, and in 23 days my fiance and I will be paying for our wedding without any loans because of YNAB. Thank you!” -- @Thai_Jonny You’ve Never Budgeted Like This Before YNAB is unlike any personal finance app, expense tracker, or money management system you’ve tried before—because it works. The powerful combination of award-winning apps and a proven method—YNAB’s Four Rules—has changed the lives of hundreds of thousands of people by teaching them to get control of their finances, stop stressing, and live the life they want to live. A Proven Method—YNAB’s Four Rules Rule One: Give Every Dollar A Job | Be intentional about what you want your money to do before you spend it. Rule Two: Embrace Your True Expenses | Break up larger, less frequent expenses into smaller, manageable amounts. By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job. Rule Three: Roll With The Punches | When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because they’re guilt-free, realistic, and sustainable. Rule Four: Age Your Money | As you repeat the first three rules, you’ll increase the time between earning a dollar and the moment you need to spend it. When your money is at least a month old, you’ll have finally broken the paycheck to paycheck cycle for good. Free for 30 Days, Then an Annual Subscription We don’t want your money unless you feel like YNAB is helping you gain control of yours. In fact, we offer a No-Risk, 100% Money-Back Guarantee. At any point, if you don’t feel like you have more control of your money with YNAB, we’ll give you a full refund. No questions asked. Subscription Details - YNAB is a one-year auto-renewable subscription, billed annually. - Payment will be charged to iTunes Account at confirmation of purchase. - Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. - Account will be charged for renewal within 24-hours prior to the end of the current period. - Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user’s Account Settings after purchase. Terms of use: https://www.youneedabudget.com/terms-isolated/


YNAB (You Need A Budget) App Screenshots

App Reviews

  • Best Way To Budget!

    By chesb2
    I’ve been a long time YNAB user and don’t see me ever NOT using this awesome budgeting system.
  • Best budgeting app

    By MorganKeefe
    We have made back the money we spent on YNAB and then probably hundreds/thousands more. Honestly, it has kept us on the same page financially in our marriage, enabled us to know where every dollar goes, and has made budgeting super convenient. We talk all the time about how grateful we are for it. The new app interface is even better than before and we love it.
  • Okay

    By Ib2005
    Price just went up. Still no option to save a pic of receipt and tag it to a charge Please!!!!!!!! This would be a great feature Would be nice if we can take a picture of receipt and tag it to the transaction. Would be willing to pay for storage space
  • Buggy update

    By tempestt88
    I like the cleaner look but when I tap on a budget line to edit, the line above is what gets chosen every time. I’m clicking a million times just to get the right line. Please fix!
  • Great improvements with reservation

    By racollins3
    Here’s my reservation: it’s subscription based. That gives it pros and cons, but I’m trying to save money here, not sign up for another service. The revision to adding a transaction is great. Everything on the screen. No need to scroll down to clear. Great improvement. The ability to edit budgets on the phone is great. Awesome job. Some might dislike the badge on the app when you bust a budget. I like it. It makes me fix it before I move on. Minus one star due to it being a subscription service.
  • Excellent tool, Please update for iPad Pro 10.5

    By ChipJan
    YNAB is fantastic. I have been using for 5+ years now, and it continues to improve. The budgeting concept is unique and a great way to stay on top of finances and be responsible with your funds. Desired update: There are a few features that are only available on the web version. I rely nearly exclusively on iOS, and it would be helpful to have missing features added to the iOS app over time. For example, reconciling accounts.
  • Best budgeting software

    By brazen521
    I've used a lot of different budgeting software. YNAB is my favorite, and the only one that I've stuck with. You get the most out of it if you enter your transactions manually then just use sync to verify everything. Really happy that iPhone X is fully supported now. I realize that we are a small minority and I appreciate that the time was taken to update the app for us, even though it took a bit longer than I would have liked. I'm impatient. The website is where I do most of my budgeting. The app is great for entering transactions on the go and importing synced transactions. I've read a bunch of the one star reviews and I think they're all ridiculous. Some rate the app 1 star because of one bug they encounter. Others rate it one star and complain about things in a way that I can't even figure out what they're complaining about. Must be really frustrating as a developer. I just don't get it.
  • YNAB to the Rescue

    By wassimk
    We use the desktop version and can’t live without it. And now the mobile version is so good we can go whole budget cycles without using the desktop version!
  • Can’t live without YNAB

    By DotPdf
    YNAB’s Mobile app is amazing and now supports the iPhone X. Would be awesome to have more in depth reporting options, but everything else about this app is top notch. I have been able pinpoint categories where I overspend and adjust my behavior. Because I plan ahead I never see any surprise transactions get imported. The money is already there! Rock on YNAB team!
  • Looks great!!

    By veryOrange
    Looks great on iPhone X